Family Finance Dashboard

Flora & Alex · 2026 Budget Overview

FY 2026
Total Monthly Income
RM 32,792
Flora + Alex + Lens Business + H Space
Total Monthly Expenses
RM 36,516
All categories incl. insurance (monthly equiv.)
Monthly Net Balance
–RM 8,724
Annual shortfall: RM 104,688
⚠️ Monthly expenses exceed income by RM 3,724 (11.3% over budget). Biggest levers: property loans (RM 12,715), household (RM 10,170), children (RM 8,721).

Monthly Income Sources

Flora (Salary)
RM 12,792
Alex
RM 10,000
Lens Business
RM 5,000
H Space (wk 2)
RM 5,000

Expenses by Category (Monthly)

Necessity vs Want

All Expenses

CategoryDescriptionTypeRecurrenceMonthly (RM)
Total Outstanding
RM 96,782
10 overdue items
Insurance Overdue
RM 96,782
Alex, Flora, Ava, Kayla, Zoe
School Fees Overdue
RM 0
All cleared

Insurance — Lapsed Premiums

Total: RM 96,782
PersonPolicy / Account No.Amount Overdue (RM)Status
Alex Great Eastern — #1030378803 (Annual: RM 2,400) 7,200.00 Overdue
Alex Great Eastern — #1025825471 (Annual: RM 5,400) 21,600.00 Overdue
Alex Great Eastern — #1017004896 (Annual: RM 2,400) 14,400.00 Overdue
Alex Great Eastern — #1007738163 24,000.00 Overdue
Flora Insurance Premium 9,000.00 Overdue
Ava Ava Tee — Great Eastern 7,920.00 Overdue
Kayla Insurance Premium 5,500.00 Overdue
Zoe Insurance Premium 200.00 Overdue
Flora Prudential 5,558.00 Overdue
Ava Prudential 1,404.00 Overdue
Subtotal 96,782.00
Grand Total Outstanding RM 96,782.00
💡 Tracks bank balance only. Mark each item Received or Paid to update your confirmed balance. Unconfirmed rows show projected balance in grey.
Opening Balance
RM 15,150
As at 1 June 2026
Confirmed Incoming
RM 0
RM 894.05 still expected
Paid Out
RM 0
RM 16,710.00 still pending
Confirmed Bank Balance
RM 17,500
Updates as you mark items

June 2026 — Weekly Cashflow

Confirmed Projected
Description In (RM) Out (RM) Balance (RM) Type Status
Filter by Category
Spending Breakdown
All Transactions

All Expenses

DateDescriptionCategoryAmount (RM)