Family Finance Dashboard

Flora & Alex · 2026 Budget Overview

FY 2026
Total Monthly Income
RM 32,792
Flora + Alex + Lens Business + H Space
Total Monthly Expenses
RM 36,516
All categories incl. insurance (monthly equiv.)
Monthly Net Balance
–RM 8,724
Annual shortfall: RM 104,688
⚠️ Monthly expenses exceed income by RM 3,724 (11.3% over budget). Biggest levers: property loans (RM 12,715), household (RM 10,170), children (RM 8,721).

Monthly Income Sources

Flora (Salary)
RM 12,792
Alex
RM 10,000
Lens Business
RM 5,000
H Space (wk 2)
RM 5,000

Expenses by Category (Monthly)

Necessity vs Want

All Expenses

CategoryDescriptionTypeRecurrenceMonthly (RM)
Total Outstanding
RM 94,139
9 overdue items
Insurance Overdue
RM 89,820
Alex, Flora, Ava, Kayla, Zoe
School Fees Overdue
RM 4,319
Kayla — Q2 2026

School Fees — Overdue

Total: RM 4,319
ChildDescriptionAmount (RM)Status
Kayla School Fee — Q2 2026 (3-month term) 4,319.00 Overdue
Subtotal 4,319.00

Insurance — Lapsed Premiums

Total: RM 89,820
PersonPolicy / Account No.Amount Overdue (RM)Status
Alex Great Eastern — #1030378803 (Annual: RM 2,400) 7,200.00 Overdue
Alex Great Eastern — #1025825471 (Annual: RM 5,400) 21,600.00 Overdue
Alex Great Eastern — #1017004896 (Annual: RM 2,400) 14,400.00 Overdue
Alex Great Eastern — #1007738163 24,000.00 Overdue
Flora Insurance Premium 9,000.00 Overdue
Ava Ava Tee — Great Eastern 7,920.00 Overdue
Kayla Insurance Premium 5,500.00 Overdue
Zoe Insurance Premium 200.00 Overdue
Subtotal 89,820.00
Grand Total Outstanding RM 94,139.00
💡 Tracks bank balance only. Mark each item Received or Paid to update your confirmed balance. Unconfirmed rows show projected balance in grey.
Opening Balance
RM 15,150
As at 1 June 2026
Confirmed Incoming
RM 0
RM 894.05 still expected
Paid Out
RM 0
RM 16,710.00 still pending
Confirmed Bank Balance
RM 17,500
Updates as you mark items

June 2026 — Weekly Cashflow

Confirmed Projected
Description In (RM) Out (RM) Balance (RM) Type Status